Implikasi Literasi Keuangan Dan Inklusi Keuangan Kepada Kinerja Kuangan UMKM

Abstract

The research results show that financial literacy and financial inclusion have positive implications for the financial performance of MSMEs in Buleleng Regency. These results were obtained through research using quantitative methods and using the SEM PLS analysis tool. Carried out in 2 stages of analysis, namely inner model and outer model. The research was carried out by distributing research questionnaires to MSME business actors totaling 100 questionnaires determined using the Slovin formula. Thus, it can be seen that, in order to support the financial performance of MSMEs in Buleleng Regency, related parties should pay attention to financial literacy and financial inclusion factors. It is hoped that the results of this research will be able to provide references for variables that are important in supporting the progress of MSMEs in Buleleng Regency.